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Sunday, September 30, 2012
Jay Sean for intimate Q&A in London
Jay Sean is to appear at a special Q&A session at the Lebara Mobile Asian Music Awards.
The singer will be recognised for his contribution to music at the event at the Hilton London Wembley.
"Looking fwd to my exclusive presentation evening with @theukama happening in London next month! Competition for a meet n greet with me soon! (sic)" he posted on Twitter.
The event is expected to include a special award presentation with Sean and a Q&A hosted by BBC Asian Network DJ Tommy Sandhu.
Sean, who is celebrating his tenth year in the music industry, is currently on tour in Indonesia.
As an actor, he was last seen in the Bollywood film Kyaa Kool Hai Hum.
The Lebara Mobile Asian Music Awards evening will take place on October 9.
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Honolulu Community College, Kapi?olani Community College, Leeward Community Coll...
Honolulu Community College, Kapi?olani Community College, Leeward Community College and the University of Hawai?i?West O?ahu have been named to the 2013 Military Friendly Schools list by Victory Media, the premier media entity for military personnel transitioning into civilian life.
The annual list honors the top 15 percent of colleges, universities and trade schools in the country that are doing the most to embrace America?s military service members, veterans, and spouses as students and ensure their success on campus.
?It is a great honor to be recognized as a Military Friendly School,? said Honolulu Community College Chancellor Erika Lacro. ?Honolulu Community College has a long history of supporting our military service men and women. We offer courses at Hickam Air Force Base and Pearl Harbor Naval Station through our off-campus program with the hopes of helping military personnel and their spouses achieve their educational aspirations.?
Honolulu CC also hosts the Mobile Vet Center every second Wednesday of the month on campus. The program offers readjustment counseling for veterans returning from service, as well as information on benefits and support services for service members and their families.
Leeward Community College has hired a full-time veteran?s coordinator and has dramatically increased its military and veteran services over the last year. A ?First Friday? event, held on the first Friday of each month, brings together faculty, support staff, and military and veteran students for networking and support.
?It is an honor to be recognized for our efforts in serving military, military dependent and veteran students,? said Leeward Community College Chancellor Manny Cabral. ?Leeward is located within easy commuting distance to all major military bases on O?ahu. We have a long and proud tradition of meeting the need of our military community.?
Read the UH News story or watch the video below highlighting Leeward Community College?s military and veteran services.
2013 Military Friendly Schools
Now in its fourth year, the 2013 list of Military Friendly Schools was compiled through extensive research and a data-driven survey of more than 12,000 VA-approved schools nationwide. Each year, schools taking the survey are held to a higher standard than the previous year via improved methodology, criteria and weightings developed with the assistance of an academic advisory board consisting of educators from schools across the country.
The 1,739 colleges, universities and trade schools on this year?s list are recognized for exhibiting leading practices in the recruitment and retention of students with military experience. These schools have world-class programs and policies for student support on campus, academic accreditation, credit policies, flexibility, and other services to those who served.
The full list, interactive tools and search functionality to help military students find the best school to suit their unique needs and preferences are available on the Military Friendly Schools website.
http://www.hawaii.edu/news/2012/09/28/four-uh-campuses-honored-for-supporting-military-students/
Source: http://www.facebook.com/UHWestOahu/posts/400779479989076
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Saturday, September 29, 2012
Johnson-Kuchar ensure US to have big lead Sunday
MEDINAH, Ill. (AP) ? Dustin Johnson and Matt Kuchar beat Nicolas Colsaerts and Paul Lawrie 1 up, ensuring that the Americans will have at least a four-point lead going into Sunday's singles matches.
Cheers erupted when Colsaerts missed a 10-footer that would have given him and Lawrie a half point. The Americans lead 10-4, and need 14 ? points to regain the Ryder Cup. The largest comeback in Ryder Cup history was at Brookline in 1999, when the U.S. erased a 10-6 deficit on the final day.
After losing their 1-up lead with a pair of bad shots on 16, Johnson put them back in front Saturday with a 15-foot birdie on the par-3 17th. He was already walking toward the hole with the ball still rolling, and threw a roundhouse punch when it dropped. Kuchar missed a 15-footer on 18 that would have won the hole, giving Colsaerts that last chance. But he had a little too much speed on it, and skirted the hole.
Source: http://news.yahoo.com/johnson-kuchar-ensure-us-big-lead-sunday-230741068--spt.html
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1Body4Life Medical Weight Loss & Wellness Center | Fitness
1Body4Life Medical Weight Loss and Wellness Center
There is a growing sentiment among educated patients that today?s American medical health care system is fundamentally broken. It focuses more on ?sick care? rather than ?health care?. Prevention is not part of the medical equation. Doctors are treating the symptoms and ignoring the underlying cause. At 1Body4Life Medical Weight Loss and Wellness Center we believe doctors should partner with their patients, listen, consult and customize programs/treatments aimed at prevention, thus improving patients overall wellness and quality of life. With this DailyDeal you can take full advantage of
For $19, you will receive four vitamin B12 injections (a $100 value).
For $35, you will receive eight vitamin B12 injections (a $200 value).
For $99, you will receive an eight-week weight loss program (a $400 value) that includes the following:
? Initial consultation (a $50 value)
? Weekly weigh-in and check-ups for eight weeks (a $175 total value)
? Eight vitamin B12 injections (a $200 value)
1Body4Life Medical Weight Loss Wellness Center? takes an approach based on creating health, not reacting to illness. Reaching a healthy weight is just the beginning. Through the habits of learning and living a healthy lifestyle, our program can help guide you to your Optimal Health. Our commitment to you is to help you learn to take charge of your lifestyle and be as healthy as you can be, for as long as you want.
A series of vitamin B-12 injections aims to augment diet regimens by boosting metabolism and amping up energy. The essential vitamin may deliver a slew of benefits, such as improving mood, focusing concentration, and relieving headaches. The injection process allows the vitamin to quickly begin delivering results.
The $99 comprehensive weight loss program set patients up to shed pounds while improving their overall well being. During an initial consultation, a body composition analysis measures how much of the body?s mass is composed of fat -vs- muscle. Bearing in mind patient?s medical history and weight loss goals, the Director of Nutrition tailors a customized program based on eating real foods and cultivating healthy habits. Once a week, an injection of vitamin B-12 simultaneously augments diets and depletes the doctor?s reservoir of Sponge Bob band-aids. Patients can shed up to 28 pounds in one month, and weekly weigh-ins monitor their loss. During those weekly visits, patients can learn why past dieting failed as well as key tips to avoiding disease and aging.
1Body4Life gives you the jump start you need to rapidly lose weight, but that?s just the beginning. We guide our patients towards living a healthier lifestyle ? small, simple, daily changes that can create a path to lowered disease risk, better health, and overall increased well-being.
It all starts with your Initial Medical Consultation. You will receive a height, weight, and pulse/blood pressure check, along with a body composition analysis. 1Body4Life will evaluate your history, examine you, provide an assessment, and recommend a treatment plan based on your needs and goals.
About David S. Footerman, MD:
Careful observation over the past 20 years coupled with a deep desire to treat the ?whole? patient, have brought Dr. Footerman to what he believes it the source for much of today?s health problems: Obesity. His passion to help his patients, coupled with his desire to make people feel better, continuously drives Dr. Footerman to advance his knowledge of functional medicine and medical weight loss. He believes the functional approach to the whole patient is always the best approach to creating and maintaining true health and
So get this DailyDeal today! Why wait until the New Year? Get a jump start on before the holidays! Your goals and specific needs will determine the best weight loss program for you at 1Body4Life Medical Weight Loss and Wellness Center.
Source: http://fitness.autoblogsdemo.info/?p=4361
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iPhone 5 vs Galaxy S3 ? how much does it cost to charge them?
We?re back with one more iPhone 5 vs Galaxy S3 comparison, after performing our own drop test, comparing them on video, checking out benchmarking results, display quality but also various ads. This time around we?re looking at a report that shares more details about the corresponding electricity cost for each device.
According to Opower, the iPhone 5 will cost you $0.41 to charge every year, while the Galaxy S3 is slightly more expensive, at $0.53 per year. Why is the Galaxy S3 more expensive to charge? The answer to that question is obvious, the Samsung flagship handset has a bigger battery, which means it takes longer to charge.
What?s important to notice is that today?s smartphones are very efficient when it comes to power consumption. Comparatively, laptops, desktops, gaming consoles and TVs are a lot more expensive to charge each year (see the graph below).
Curious how they measured the power consumption of the iPhone 5 and Galaxy S3? They used a Watts Up Pro Electricity Consumption Meter and assumed that ?the average smartphone user will charge their device once per day, in the off position, from 0% to 100%.?
Here?s what they found out:
Galaxy SIII: consumed 12.3 watt-hours to charge, taking 2 hours and 26 minutes. Maximum wattage was 6.6 watts, with an average of approximately 5.0 W. Multiplying 0.123 kWh/day by 365 days = 4.49 kWh per year. At the average US residential rate of $0.118/kWh, the annual charging cost is projected to be $0.53/year.
iPhone 5: consumed 9.5 watt-hours to charge, taking 1 hour and 50 minutes. Maximum wattage was 6.3 watts, with an average of approximately 5.0 W. Multiplying 0.0095 kWh/day by 365 days = 3.47 kWh per year. Annual charging cost is projected to be $0.41/year.
Is power consumption something you think about when buying a new mobile device?
Chris Smith
Chris Smith is a writer, a blogger and a freelancer. He started writing about gadgets as a hobby a couple years ago and before he knew it he was sharing his views on tech-related stuff with readers around the world. He is passionate about new technology and he will give you his piece of mind on whatever gadget you lay in front of him. From cell phones to cars and everything in between, from 'ancient' tech to new releases he is truly interested in everything that should, at least in theory, make our life easier. Whenever he's not writing about gadgets he miserably fails to stay away from them, although he desperately tries. But that's not necessarily a bad thing.
Source: http://www.androidauthority.com/iphone-5-vs-galaxy-s3-how-much-does-cost-charge-them-118866/
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US Dollar Trades Lower Against Euro Following Profit Taking on ...
The US dollar traded lower against most other major currencies following bullish forex news that caused prices to rise to the point where traders began profit taking by selling the greenback, erasing its earlier gains. In September 26 Asian trading, the EUR/USD reached 1.2906, a 0.05% increase. The currency pair breached the 1.2000 mark and reached a low of 1.2847 as trading in the European sessions opened.
The dollar strengthened to profit taking levels following the release of July US composite housing data showing that home prices continued to increase during the period, an indicator that the housing market is on track to recover. The Standard & Poor/ Case-Shiller Home Price Indices rose by a higher-than-expected 1.2% in July on a year-to-year basis compared with the same period last year. Analysts had expected that the Index would rise by 1% during the period. On a month-to-month basis, the Index increased 4% in July, the sixth month in a row it had increased. However, the monthly data failed to meet analysts? expectations, since they had anticipated it would increase by nine percent. The S&P/Case-Shiller Indices are considered the leading measure of the country?s residential housing market as it monitors the value of house prices nationwide as well as in 20 metropolitan areas.
The markets shrugged off criticisms of US monetary policy made by Federal Reserve governor Charles Plosser, president of the Federal Reserve Bank of Philadelphia. Plosser said that quantitative easing, which is intended to lower interest rates in order to stimulate borrowing by increasing the financial system?s liquidity, would not work in its stated aim of increasing job creation and investment simply because businesses and households would rather pay down existing debt rather than taking on new debt. However, traders continued to take profit on the green buck.
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Adding to traders? bullishness on the dollar was positive forex news on US consumer confidence. The monthly Consumer Confidence Survey conducted by The Conference Board rebounded to 70.3 in September after declining to 61.3 in August, its highest reading since the 71.6 recorded in February 2012. The Index also outpaced analysts? expectations of a 63.0 reading. The other sub-indices also reported increases, with the Present Situation Index increasing to 50.2 in September from 46.5 in the previous month while the Expectations Index grew to 83.7 during the period from 71.1.
Meanwhile, the euro found support following positive forex news that Germany?s Finance Minister Wolfgang Schauble had supported moves to defend the single currency. Speaking to reporters during his visit to Helsinki, Schauble called for European policymakers to do everything in their power to defend the euro.
Newly-released positive forex news regarding US home sales is expected to boost the dollar further. According to figures from the Commerce Department, new home sales in August reached 373,000. The figure, while slightly lower than the revised 374,000 figure recorded in July, was the strongest recorded since April 2010, a sign that the US housing market may be on the road to recovery. The increase was attributed to record-low borrowing costs as well as a fall in the supply of foreclosed homes, which is easing the downward pressure on housing prices.
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Friday, September 28, 2012
Brent holds above $112 as demand worries ease, Iran supports
SINGAPORE (Reuters) - Brent crude held above $112 on Friday as plans for economic reform in Spain eased investor concerns about Europe's fiscal crisis and revived hopes of a recovery in oil demand growth, with Middle East supply worries also providing support.
Asian shares, base metals and gold all gained as Spain announced a budget for 2013 based mostly on spending cuts that could be an effort to pre-empt the likely conditions of an international bailout.
But some see Spain as just one of many obstacles to be overcome by policymakers with the overall outlook for the region still bleak, possibly limiting further gains in oil.
Brent had climbed 36 cents to $112.37 a barrel by 0550 GMT, and is set to post a weekly gain of 0.8 percent compared with a 4.4 percent fall the week before. U.S. crude rose 46 cents to $92.31 and may slip 0.6 percent for the week.
"The euro zone crisis may have overcome one hurdle - Spain - but the overall situation is far from having a long term solution," said Victor Shum, managing director for downstream energy consulting at IHS Purvin & Gertz.
"But the supply risks in the Middle East and geopolitical worries are giving oil added support."
Israeli Prime Minister Benjamin Netanyahu drew a "red line" for Iran's nuclear programme on Thursday despite a U.S. refusal to set an ultimatum, saying Tehran will be on the brink of developing a nuclear weapon in less than a year.
"Escalating Middle East tensions as major UN leaders met in New York also buoyed the geopolitical risk premium, as market participants anticipate potential supply disruptions from Iran," analysts at ANZ said in a note.
"Some market participants suggested that the tone from ... Netanyahu could take a more aggressive stance toward Iran's nuclear programme."
Spain, beset by anti-austerity protests and threats of secession, slashed ministry budgets by 8.9 percent for next year and kept public sector wages frozen for a third year as Prime Minister Mariano Rajoy resists market and diplomatic pressure to apply for a rescue.
Investors are viewing the cuts as a step in the right direction in at least preparing the country to meet conditions of the European Central Bank to buy their bonds.
"While the budget result from Spain was undoubtedly a step in the right direction, we are still far from reaching the ?End Game' on the entire euro zone saga," Tim Waterer, senior trader at CMC Markets, said in a report.
"Investor spirits may be buoyed momentarily but the budget result could soon be forgotten if Spanish yields start escalating again."
QUARTERLY GAINS
Brent futures are set to post their biggest quarterly gain in 1-1/2 years due to the tensions in the Middle East and as central banks initiated new measures to boost growth.
The European contract is set to gain 15 percent compared with a 20 percent drop in the previous three months. The U.S. contract on track to advance 9 percent, the highest since the three months ended December 31, 2011.
Exports from Iran plunged during the quarter as a European Union ban on insuring tankers carrying the OPEC's members crude came into effect from July 1, throwing trade into disarray as the West provides cover for most of the world's shipping fleet.
On the demand front, the U.S. Federal Reserve initiated a third round of measures to revive growth in the world's biggest economy.
Yet, the outlook for oil is weak as demand growth concerns persist and investors worry that measures announced by central banks may not help in boosting the economic outlook, Shum said.
Shum expects Brent to fall below $100 and the U.S. contract below $90 by the end of the year as top oil exporter Saudi Arabia raises output to cool prices in a market weighed by a weak demand outlook.
"The market will become increasingly bearish if the focus shifts to fundamentals," he said. "The Saudis have indicated they want to keep prices around $100."
Source: http://news.yahoo.com/brent-holds-above-112-demand-worries-ease-iran-063434868--finance.html
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Personal file-sharing is legal in Portugal, prosecutor says ...
Personal file-sharing is legal in Portugal, prosecutor says
Portugese prosecutors have declined to press charges against individuals accused of file sharing, arguing that the non-commercial sharing of copyrighted material is not a violation of Portugese law. The move was a serious setback for ACAPOR, the Portugese trade association that had sought the prosecutions. According to Torrent Freak, ACAPOR had provided prosecutors with a list of 2000 Portugese citizens who it accused of illicit file sharing. But instead of pressing charges against the accused copyright infringers, the prosecutor questioned whether personal file-sharing was against the law at all: ?From a legal point of view, while taking into account that users are both uploaders and downloaders in these file-sharing networks, we see this conduct as lawful, even when it?s considered that the users continue to share once the download is finished.?Read 3 remaining paragraphs | Comments
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Personal file-sharing is legal in Portugal, prosecutor says
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Source: http://www.shareconnector.com/personal-file-sharing-is-legal-in-portugal-prosecutor-says/
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Ex-communist lesson on how to rank universities
Courtesy of the Bulgarian Ministry of Education
Sergei Ignatov, Bulgarian minister of education, has been pushing independent governing boards and outside accreditation for the nation's colleges and universities.
By Tom Marshall, The Hechinger Report
SOFIA, Bulgaria ? Petar Stanchev is the kind of student Bulgaria needs to keep. Last year, according to the country?s Association of Private Universities, more than half of its college-bound students applied to institutions abroad.
The 23-year-old planned to remain in this mountainous, verdant patch of southeastern Europe. For two years, working toward a bachelor?s degree in journalism, he showed up for classes in sociology and media at the prestigious Sofia University. The problem was, his teachers didn?t.
?I had a French teacher who didn?t come to lectures for weeks as though it was normal,? he said. ?There were whole groups of us who were waiting for a lecturer who didn?t even bother to send us an email or let us know.? Finally, last spring, Stanchev got so fed up that he left home for university in the United Kingdom.
Such problems have sparked a fiery struggle over the future of higher education here. Sergei Ignatov, the brash education minister of Bulgaria?s center-right government, is pushing a raft of market-based reforms aimed at raising quality, shining a light on moribund university programs, and stemming the tide of departing students. His most ambitious initiative is an online university ranking system, which allows students to figure out which programs will help them succeed in the job market.
?I think this is the most transparent and clearly structured university ranking system I?ve ever come across,? said the late Cyrus Reed, former provost of the American University in Bulgaria. ?It?s really a major step forward.?
Bulgaria?s neighbors are also experimenting with different approaches to improve their higher-education systems. In Romania, the government placed video cameras in high-school exam rooms to combat cheating. Under the camera?s watchful eye, passing rates on the university entrance exam plunged from 81 percent in 2009 to an all-time low of 45 percent in 2011. At South East European University in Macedonia, each professor and staff member is critiqued annually under a rigorous quality control system. Bulgaria, which joined the European Union five years ago, has earned the most praise, however, including a mostly laudatory report from the World Bank.
Q&A: How are Bulgarian universities trying to move past Soviet-style teaching?
Still, Ignatov?s efforts have not been wholly welcomed. Critics fear that he wants to fully privatize the 274,000-student system, which includes 37 public and 14 private institutions. Protesters have haunted his three-year tenure, even carrying a black coffin with a mummy made to look like him. The stress, Ignatov said, made his hair fall out.
Bulgarians have reason to distrust the free market, which has offered it a bruising ride since the fall of Communism in 1989. The country escaped the wars that accompanied the break-up of its western neighbor, Yugoslavia, but its economic output plummeted. According to World Bank data, per capita GDP fell from $1,845 in 1988 to $1,373 in 1997, measured in constant dollars.
It took 15 years for GDP to climb back to its 1988 level, only to plunge again with the global economy in 2008. Even as budgets dried up and infrastructure crumbled, university enrollment rates have more than doubled since 1990. ?All the quality of education in Bulgaria was destroyed,? Ignatov said of the post-Communist years.??We lost a lot of ground.?
U.S. businesses look abroad
In the late 20th century, Eastern Europe?s longest-serving ruler, Todor Zhivkov, presided over Bulgaria when its university system was a point of national pride. Tuition was free, entrance exams were tough, and the nation gained a reputation for technical excellence. Its graduates helped build the Eastern bloc?s first generation of personal computers, while the Bulgarian Academy of Sciences worked on satellite equipment and prepared cosmonauts for outer space.
Hewlett-Packard was sufficiently impressed with the country?s talent pool that in 2006 it opened a global support center here, the Bulgarian capital. The company needed 4,000 highly trained employees, so it forged relationships with three universities, including the public Sofia University, training professors and building state-of-the-art computer labs. High-performing instructors earned bonuses and the company hired many students right out of college.
Read more education analysis at The Hechinger Report
One of them was Ivan Ivaylo, who was hired as an HP service delivery manager and program lecturer in 2008 following his graduation from Sofia University. There was initial skepticism about dropping Soviet-style lectures to learn from companies. Ivaylo recalled, ?We had senior management from the university coming to see with their own eyes that this was working.?
The results are clear: To date, the classes have trained more than 1,000 students, with other companies like Microsoft Corp. and Cisco Systems, Inc. developing similar programs. They have helped Bulgaria become a magnet for high-tech outsourcing.
Sasha Bezuhanova, director of HP?s public-sector operations for Central and Eastern Europe, is eager to demonstrate the model?s potential. She envisions ?an entire ecosystem around innovation? in which Bulgarian universities conduct research and companies like HP turn the results into marketable products ? much as happens in Silicon Valley.
But here, too, are obstacles. Under Communist-era regulations, the Bulgarian Academy of Sciences ? not universities ? held responsibility for high-end research. Last year, Ignatov got the law changed and began transferring funds to universities.
But many students, including Stanchev, object to the move. ?Why would we basically destroy the Academy of Sciences, which has many successful projects?? he asked. ?Create the environment for research, but don?t destroy something that?s already working.?
Rankings use tax, employment data
Ignatov is not afraid to challenge the status quo. He defends much-criticized university fee increases that were pushed through parliament without discussion. He dismantled a Soviet-era government commission that until 2010 held exclusive power to award doctoral degrees and professorships. Under the commission?s watch, one applicant returned from England bearing a newly minted degree from the University of Oxford, only to be informed he had to prove that such a university existed.
Ignatov is also pushing university rectors to set up independent governing boards and seek outside accreditation, rather than rely solely on a national body that deemed more than 90 percent of Bulgaria?s universities ?good? or ?very good? in its first round of ratings.
Ignatov is most proud of the online ranking system, unveiled two years ago. Reed, who served as provost of the American University in Bulgaria until his death from injuries suffered in a car accident in July, characterized the system as miles beyond the popular U.S. News & World Report rankings, because ?in this case, they tell you exactly how they got it and they let you manipulate it yourself.? Users can also compare majors and programs according to their own priorities. Looking for professors who show up for class and forge relationships with students? Curious about which biology program is best at helping graduates find jobs? With a few clicks, students can find out.
More from The Hechinger Report
Boyan Zahariev, program director for governance and public policies at the Open Society Foundations, a philanthropy run by George Soros, oversaw the creation of the ranking system. Zahariev?s team was frustrated by what they saw elsewhere: a hodgepodge of surveys that relied on subjective factors like a university?s reputation, rather than more objective measures of quality. Beginning in 2007, they began pursuing what some consider the Holy Grail of university ranking systems: solid information on student earnings following graduation. Armed with a government contract and extra funding from the European Union, they delved into a rich trove of government data on graduates? tax payments and unemployment status.
The data don?t include actual salaries or account for graduates who take jobs outside Bulgaria, but they do show which university programs place the most graduates in upper-income brackets within Bulgaria. Such information can be difficult to access in many countries, even among government agencies, Zahariev said. Bulgaria protects privacy by aggregating the data and using an identifying number rather than a student?s name.
Some universities initially balked at requests for data on class size, library holdings, professor credentials and other factors in the rankings. But they knew they couldn?t stonewall a government project, and institutions often found that some of those details actually improved their rankings, Zahariev said.
Read more education stories on NBCNews.com
That information is balanced by 15,000 student surveys administered by an outside research firm. It?s one thing to know the student-teacher ratio or the size of the library collection, but the surveys offer a real-world contrast, said the program coordinator Anita Baikusheva. Does your professor show up for class and make herself available for conferences? How useful is that big library collection?
The government is already using the ranking system to dole out precious supplemental funding. ?My purpose is to introduce this more competitive way of financing universities, from excellent to bad,? Ignatov said. He added that though he doesn?t yet have the legal right to say so, ?next year, maybe we?ll start to cut the finances of the bad institutions.?
Don Westerheijden, an expert on student information systems at the University of Twente?in the Netherlands who acted as a consultant on the rankings, believes Bulgaria?s new system deserves a close look by other nations, including the United States. He knows of no other system that uses government tax or employment data to estimate the earning power of a college degree.
Stanchev, for his part, wishes the rankings had been in place when he was choosing a program ? he might have chosen to remain in his native country.
This story, "Bulgaria pioneers new approach to ranking universities,"?was produced by The Hechinger Report, a nonprofit, nonpartisan education-news outlet based at Teachers College, Columbia University. It is?one in?a series?focused on what the United States can learn about higher education from other countries.
More world stories from NBC News:
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Thursday, September 27, 2012
Guidelines For Clean The House Quickly | Home Improvement ...
It?s not surprising with the intention of us humans like neat and tidy homes. Most animals like to keep the seats they live clean. But, pro approximately of us, the task of cleaning our houses could not occur so straightforwardly. Sure generally can eventually make the job sorted, but is it skilled sufficient and how long has it taken. That is the question. No-one wants to waste superfluous hours cleaning a household since they did not know everywhere to start or how to start by the book. In the article below I will tell you some useful tips on cleaning the house.
The initially step in cleaning a household is to be prepared and to be inflicted with the aptly tools and products pro the job. It is amazing solely how much longer it can take as the incorrect tools are being used to complete a task. Using the ill-treat lotions and potions pro model, could not sort out the job by furnish and furthermore by using the ill-treat manufactured goods on the ill-treat surfaces may possibly bring in this area catastrophe.
The then step is to organize the cleaning products that you will aid. You could aspire to make an apron with generous pockets or a plastic bin with dividers to involve your cleaning products from place to place and opportunity to opportunity. Some equipment that you will aspire to include in your bin are window cleaner, furniture polish, rags, antiseptic spray, and carpet cleaner and opportunity deodorizer. You need to aid the aptly cleaning equipment pro all job that you are vacant to tackle.
Sometimes, household cleaning can not get on to the household clean and in this circumstances, you must sort out the renovations. Among all the renovations, kitchen and bathroom renovations are difficult, so you can find an expert to help you do the kitchen and bathroom renovations. In the next article I will talk about the bathroom renovations Sydney.
Source: http://www.niutranslations.com/guidelines-for-clean-the-house-quickly.html
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GNOME 3.6 arrives with new notifications and improved accessibility support
The third update to the third version of Gnome may send numerologists to their calendars, but we're not that way inclined. Instead, the latest bump to the software adds a new Boxes application, a new notification system and an activities overview. It's also chucking in improved accessibility support in addition to the usual raft of tweaks and bug fixes you'd expect from an update like this. It'll be available from your own vendor (or distribution) soon, or you can pick up a live image from the official site straight away.
Continue reading GNOME 3.6 arrives with new notifications and improved accessibility support
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GNOME 3.6 arrives with new notifications and improved accessibility support originally appeared on Engadget on Thu, 27 Sep 2012 11:41:00 EDT. Please see our terms for use of feeds.
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Wednesday, September 26, 2012
Primary Tasks & Responsibilities in Risk Management | Career ...
Home ? Business
Risk management is an important part of every company?s day-to-day operations. Risk managers help your business to continue performing at the best level by controlling the risks that are inherent in business processes. A risk management team can perform a wide array of functions vital for running a business. It is the responsibility of the risk manager to identify and verify potential threats at the different levels in the structure of the corporate entity. They help organisations run smoothly and effectively.
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If you are keen on joining the field of risk management, it is important to first understand what a job profile in risk management is all about. Here are some of the roles and responsibilities of a risk management professional.
Identification and Elimination of Risks
The major task of a risk manager is to identify and eliminate minor or major risks that may lead to some kind of loss such as a loss of company?s property or in the legal liability of the company. A risk manager should be willing to look into all the vital aspects of a particular business in order to ensure that none of the risks are left uncovered or simply unresolved. He or she should always be ready to explore any or simply all the techniques required to reduce or manage the risks.
Risk Auditing and Risk Reduction Policies Implementation
While dealing with the risks, the risk manager will need to draft all the contingency plans, implement them properly, conduct the demonstrations and investigations and finally guide the employees.
Risk Reporting
Risk reporting to the senior management as well as to the stakeholders is one of the most significant functions of one involved in risk management. Risk managers are expected to directly communicate with the senior management. Risk reporting includes risk issues in detail and the planning required to minimise the risks. Risk managers also provide status updates on the risk aversion projects from time to time.
Risk managers also provide the organisation with smart insights on how the other aspects of business can be optimised, developed and improved leading to the prevention of risks. Risk management is quite a challenging and demanding task that actually requires more than just a basic knowledge of finance.
Risk management jobs are also considered to be one of the best considerations for audit professionals. There are multifarious risk management vacancies available for exceptional talents in risk management. Choose the one that fulfills your expectations of your career and matches with your credentials well.
Source: http://www.careereducation2u.com/business/primary-tasks-responsibilities-in-risk-management/
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BedandBreakfast Tv ? Web Business Ally and Why It Is the Greatest ...
Maryland
There are numerous types of SEO software resources in the market today and all have the main purpose of ensuring most readily useful rates of one?s site on search-engines. They automate SEO responsibilities of otherwise done by hand. Some of the most notable SEO software include as a Link Assistant, SEO Elite, minimum, Web CEO, Trendmix, internet grasp toolkit, and TrafficTravis. However, despite all these SEO tools in context, there is still one that beats them all definitely. With the utilization of Internet Business Promoter shortened as IBP you may be confident that your SEO jobs could be carried without much trouble or requirement for your intervention.The release of Internet Business Promoter in to industry has come as more of an eye fixed opener to most on-line business marketers. An inbuilt ability have been got by it to improve all of your SEO functions and thus it offers assurance to you that the site could have the best ranks on top search-engines. Again, with the use of IBP, it?s far more comfortable and practical method to enhance your site since it comes with currently integral and tried SEO techniques that are most suited to strengthening the ratings of your site on main searches.Like most of the other SEO pc software resources available in the market, Online Business Promoter has a wealth of functions. The actual fact that it has undergone rigorous checks and debugging offers you that peace of mind in undertaking your SEO jobs. If you need certainly to control diverse capabilities into your business website, you can perform that quickly with the utilization of this software.Keyword thickness analyzer, keyword creator, HTML validator, keyword manager, PPC campaign manager, link improver, manual rank checker and custom-made search engine ranking stories are a few of the most notable features built-in into Internet Business Promoter. With IBP, it is like you have an entire house of features designed to boost your reputation on the internet.If you obtain this type of software, you?ll get a 100% cash back guarantee. Essentially, IBP provides the assurance to you that you?ll get the ideal top ten search engine rankings. This computer software is discovered and tested to result SEO tasks and therefore it is most well suited for your type of organization. The search engine submitter is another characteristic integrated into this software and its primary goal is always to automate search expression submission and responses generated. There are numerous reasons as to why you need certainly to consider the use of Web Business Promoter particularly when you run an online business.With each one of these elements in mind, there is no doubt that IBP is the best SEO software in the industry. You mightn?t really enjoy its substance but once you use it, you?ll understand that it?s the device you have been missing in your company all this time.
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Water-cooled chip concentrates the sun to desalinate
Paul Marks, chief technology correspondent
(Images: Paul Marks)
Anyone who's dropped a cellphone in the bath knows that water and microelectronics don't usually mix well. But at IBM's Swiss lab in Zurich, marrying the two is becoming almost commonplace: microprocessors with water coursing through microchannels carved deep inside them are already crunching data in SuperMUC, an IBM supercomputer - with the heat that the water carries away used to warm nearby buildings.
And last week, on an unseasonally sunny Zurich rooftop, IBM went public before begoggled journalists with a demo of the technology's newest application: a solar energy-generating microchip array whose waste heat might one day drive desalination systems in arid areas like the Sahara. The firm has long promised this system, and it's still a work in progress, but it has now reached a form that can be demonstrated.
The trick with a concentrated photovoltaic (CPV) system like IBM's is to place a high-performance electricity-generating solar cell array at the focal point of a dish that collects sunlight (unlike a solar concentrator, which focuses a field of sun-tracking mirrors onto a steam generator that drives a turbine). In IBM's CPV system, water gushes through the base of the solar cells, cooling them to a temperature where they convert sunlight to electricity most efficiently. This beats regular solar power in two ways: it guarantees optimum efficiency and creates hot water that can be used for any purpose - with a multi-effect boiling desalination process being IBM's choice.
On IBM's rooftop, I donned ultra-dark goggles to watch Stephen Paredes, Bruno Michel and colleagues demonstrate their dazzling concept. A 1.5-metre mirrored dish concentrated the sun's energy by 150 times onto their prototype CPV chip, which has been engineered to maximise thermal contact with a water-cooled layer. It's fascinating to see their control rig: half of it is electronic but the rest, frankly, is plumbing - an interesting mix of disciplines indeed. Paredes's laptop showed the concentrator dish conversion efficiency to be about 18 per cent - respectable for a prototype, he says.
Their research aim now is to move towards 40 per cent efficiency or more with better-cooled CPV arrays that can cope with solar radiation 5000 times the sun's normal intensity. "We know how to engineer these cooling packages for computers so we're confident we can make this contribution to solar energy," says Michel.
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Scientists reverse Alzheimer's-like memory loss in animal models by blocking EGFR signaling
ScienceDaily (Sep. 24, 2012) ? A team of neuroscientists and chemists from the U.S. and China September 24 publish research suggesting that a class of currently used anti-cancer drugs as well as several previously untested synthetic compounds show effectiveness in reversing memory loss in two animal models of Alzheimer's disease.
CSHL Professor Yi Zhong, Ph.D., who led the research conducted in fruit flies and mice, says he and his colleagues were surprised with their results, which, he stressed, used two independent experimental approaches "the results of which clearly converged."
Specifically, the research converged on what Zhong's team suggests is a "preferred target" for treating memory loss associated with the amyloid-beta (A?) plaques seen in advanced Alzheimer's patients. That target is the epidermal growth factor receptor, often called by its acronym, EGFR.
Overexpression of the EGFR is a characteristic feature of certain cancers, notably a subset of lung cancers. Two targeted treatments, erlotinib (Tarceva) and gefitinib (Iressa), can dramatically, albeit transiently, reverse EGFR-positive cancers, by blocking the EGF receptor and thus preventing its activation.
The newly published research by Zhong's team suggests that the signaling within cells that is induced by EGFR activation also plays a role in the pathology -- still poorly understood -- involved in A?-associated memory loss seen in Alzheimer's patients.
Zhong and colleagues previously had studied A?-associated memory loss in fruit flies with brain cells expressing the A?-42 peptide (a specific version of the protein, composed of 42 amino acids, seen in Alzheimer's plaques). These fruit flies are regarded as models of the illness in part because the A?-42 they manifest is encoded by a human gene, inserted in their genome. In behavioral experiments, such flies have been shown to suffer memory deficiencies analogous to those seen in human Alzheimer's.
Enhanced activation of EGFR exacerbates memory loss in flies
In the current round of experiments, Zhong's team demonstrated that enhanced activation of EGFRs in brain cells exacerbated memory loss in the A?-42 fruit fly model of Alzheimer's disease. This led them to dose 3-day-old flies of this type with the two anti-cancer EGFR inhibitors over a week's time, which was shown in behavioral tests on day 11 to prevent memory loss. The results were then confirmed in mouse models of Alzheimer's, also based on the human A?-42 gene.
This was remarkable, but even more so, says Zhong, because of a parallel but independent experimental process that also suggested EGFR as a drug target for Alzheimer's. This parallel process consisted of screening, by Zhong's collaborators in China, of some 2,000 synthetic compounds for activity against A?-induced memory loss in model fruit flies. Of these, 45 compounds showed positive results in fruit flies after two months of dosing. Nine of these were selected for testing in mouse models, of which four showed positive results after two months.
"We were amazed to find that three of these compounds -- designated JKF-006, JKF-011 and JKF-027 -- not only showed effective results in rescuing memory loss in the mice, but also, in test-tube-based experiments prevented A?-42 from activating human EGFR," Zhong reports.
Blocking EGFR signaling appeared to prevent memory loss
Importantly, a precise mechanism could not be conclusively demonstrated from this and related experiments. But the available evidence leads the scientists to propose in a paper appearing online today in Proceedings of the National Academy of Sciences, that reversal of memory loss occurs when clumps of beta-amyloid proteins are either prevented directly from "docking" with the human EGF receptor, or prevent phosphate groups from attaching to the receptor, a process called phosphorylation. Both hypothesized processes would prevent the initiation of the EGFR intracellular signaling cascade.
Zhong and colleagues note the uncertainty of Alzheimer's pathology. Memory loss stemming from A?-induced activation of EGFR "may reflect the acute toxic effects of A?, which might be independent of synaptic and neuronal degeneration," they note. To gain more insight, the team tested drug treatment of middle-aged mice (8 months old) with advanced memory loss during an 18-day period -- some six weeks shorter than the dosing period initially shown to be effective.
"Eighteen days -- the shortest dosing period we tested -- was sufficient to reverse loss in these mice, although we should note that these animals had few morphological changes in the brain despite their severe memory loss when treatment began," Zhong says.
Because of the positive results they obtained in reversing memory loss in animal models, the team suggests additional testing with EGFR inhibitors be conducted, as well as testing of "behaviorally screened chemicals in treatments of Alzheimer's patients."
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The above story is reprinted from materials provided by Cold Spring Harbor Laboratory.
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Disclaimer: This article is not intended to provide medical advice, diagnosis or treatment. Views expressed here do not necessarily reflect those of ScienceDaily or its staff.
Source: http://feeds.sciencedaily.com/~r/sciencedaily/most_popular/~3/s84e201qyVk/120924152535.htm
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Tuesday, September 25, 2012
Top 5 Mistakes To Avoid When Selling Online | Business Computing ...
Most economists in the mainstream tend to agree that, because of the all-encompassing, come-one, come-all nature of the Internet, the web is one of the few legitimate venues to consistently thrive through economic downturn. This is not a fact lost on the average businessperson looking to create a web presence. Millions of newcomers venture into this realm every year, but over 90% will ultimately fail.
Selling products online is not nearly as easy as big-name stores like Amazon and eBay make it look. It?s quite difficult to sell online, primarily because there are so many potential mistakes a person could be making. In this post I cover some of the top mistakes you should try to avoid when selling online.
1. Targeting the wrong market
In Internet marketing, the ?wrong? market is any market outside of the strictest niche you can possibly find. Obviously this would include marketing too broadly. A person?s natural inclination is to market to whomever, through any medium and forum, hoping that someone sees it. But you must market to the most specific niche.?For instance, even attempting to sell your weight-loss product to the general weight-loss market is a failing formula. What kind of weight-loss product do you have? Low-carb or a specific food-based product? Pick out the narrowest market and never attempt to sell broadly or to the wrong market.
2. Letting leads dictate the pace of the sale
Whether inducing signups via your main website, social networking pages, email marketing, or through other means, you need to dictate the pace with your leads, not the other way around. In other words, you need to stay on top of your leads, asking the right questions to garner the right information. Transforming leads into legitimate repeat business is the goal. Seek to find specific issues and problems you can address and solve with your leads by acting first. Never make the mistake of allowing your leads to dictate the tone of the exchange.
3. A Lack of research
When selling online, it?s all about the research you?re willing to put in. Not only do you have to research the product and the specific need for that product, but you also have to thoroughly research your market and your direct?and even indirect?competition. By conducting the proper research, you will learn about your market?s needs and desires. You will understand how your competition is catering to the market. You will learn about pricing and advertising options. Missing out on any research leaves you playing catch-up while others are selling.
4. Overeager product promotion
In a perfect world, a product would speak for itself. However, we live in a world where the product acting as a solution is something that must be conveyed to a customer. But there is a fine line here. Zealous promotion may lead to shoddy, false product reviews, false claims of effectiveness, and other information that will turn a customer off. Pushing too hard is a huge mistake in marketing. Convey that your product provides a solution to a problem, back up those claims, add a call to action and introduce a sense of urgency, and then back off.
5. A failure to adapt
The Internet is a living, breathing, evolving medium wherein a product or method well received today may fail tomorrow. Although it?s not on everyone?s top list of mistakes, failing to adapt to the changing market is a great way to collapse a business. When the Internet changes, as in technology or the market or the demand for your product, you have to stay on top of these changes.
Avoiding mistakes in online sales is tricky business. Everyone is going to make mistakes now and again. Your goal should be to ultimately limit your mistakes. Avoid the ones you can and minimize the ones that catch you by surprise.
Eddie Yu
Since graduating from Leeds University in 1997, Eddie Yu has been involved in various Entrepreneurial activities throughout his career, and eventually having built up a part time business between 2001-2003, he went full time in 2004 with Lady Luck Media. Before then, he has worked for British Aerospace, FNX and Derivatech, where he consulted for top tier banks such as Bank of America, ABM Amro and Bank of China. Eddie firmly believes that with social entrepreneurship and technological advancements we can create a world without offices and impact climate change for the betterment of our planet.
Since graduating from Leeds University in 1997, Eddie Yu has been involved in various Entrepreneurial activities throughout his career, and eventually having built up a part time business between 2001-2003, he went full time in 2004 with Lady Luck Media. Before then, he has worked for British Aerospace, FNX and Derivatech, where he consulted for top tier banks such as Bank of America, ABM Amro and Bank of China. Eddie firmly believes that with social entrepreneurship and technological advancements we can create a world without offices and impact climate change for the betterment of our planet. ...less info
Source: http://www.businesscomputingworld.co.uk/top-5-mistakes-to-avoid-when-selling-online/
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Suu Kyi visit a homecoming for many in Ind. city
In this Thursday, Sept. 20, 2012 photo, Nai Sike and Paung Pakong, right, walk out of Sike's grocery store, where a display of Myanmar democracy leader Aung San Suu Kyi is displayed in front, in Fort Wayne, Ind. The city of 256,000, home to one of the nation?s largest Burmese populations, has become an unlikely base for opposition to the former Burma?s military regime. (AP Photo/Darron Cummings)
In this Thursday, Sept. 20, 2012 photo, Nai Sike and Paung Pakong, right, walk out of Sike's grocery store, where a display of Myanmar democracy leader Aung San Suu Kyi is displayed in front, in Fort Wayne, Ind. The city of 256,000, home to one of the nation?s largest Burmese populations, has become an unlikely base for opposition to the former Burma?s military regime. (AP Photo/Darron Cummings)
In this Thursday, Sept. 20, 2012 photo, Burmese residents wait in the lobby of the Burmese Advocacy Center in Fort Wayne, Ind. The center, which is funded by federal grants and private donations, helps refugees find jobs and homes and navigate issues from laws and customs to getting a driver?s license. (AP Photo/Darron Cummings)
In this Thursday, Sept. 20, 2012 photo, Nai Sike, a former Buddhist monk who runs a grocery store with his wife, waits for a customer in his store in Fort Wayne, Ind. The city of 256,000, home to one of the nation?s largest Burmese populations, has become an unlikely base for opposition to the former Burma?s military regime. (AP Photo/Darron Cummings)
In this Thursday, Sept. 20, 2012 photo, Patricia Tin eats lunch at Ma Hnin Burmese-Thai restaurant in Fort Wayne, Ind. Tin, who works at a bank, is also attending college to become a teacher. Fort Wayne, home to one of the United States' largest Burmese populations, has become an unlikely base for opposition to the country's former military regime. (AP Photo/Darron Cummings)
In this Thursday, Sept. 20, 2012 photo, Tun Oo, who was a construction engineer in Asia and now works in a Fort Wayne, Ind. factory, speaks during a new conference in Fort Wayne, Ind. When he?s not working, Oo heads the local branch of Aung San Suu Kyi?s party. (AP Photo/Darron Cummings)
FORT WAYNE, Ind. (AP) ? Eight thousand miles separate southeast Asia from the American Midwest, but when Myanmar democracy leader Aung San Suu Kyi visits an Indiana city on Tuesday, it will be a kind of homecoming.
Fort Wayne, home to one of the United States' largest Burmese populations, has become an unlikely base for opposition to the country's former military regime.
Here, Suu Kyi's followers meet regularly, criticizing what's happening in their homeland through Voice of America broadcasts and YouTube videos, lobbying Congress for continued economic sanctions and raising money for the opposition in Myanmar, also known as Burma.
"They cannot talk in there, so we talk for them here," said Thiha Ba Kyi, 57, a former dentist who earned an MBA after coming to the U.S. in 1994 and now hosts a weekly Burmese-language talk show on local television. "We are very staunch and very outspoken. ... I believe that's why Suu Kyi come here."
The visit by the 67-year-old Nobel laureate, who spent 15 years under house arrest for opposing military rule, marks the zenith of a two-decade influx of Burmese refugees that has brought a new global awareness to the city of 256,000 people two hours north of Indianapolis.
Since 1991, when a single Burmese refugee resettled here, thousands more have followed, many of them relocating under a federal program after years in refugee camps in Thailand. They join other political refugees from a host of countries who have made the city a second home since the fall of Saigon in 1975, thanks largely to the help of Catholic Charities.
The 2010 census found 3,800 Burmese in Allen County, where Fort Wayne is located, but Fred Gilbert, a retired welfare worker who now runs a website designed to help immigrants adjust to American life, says the number may be actually be a few thousand higher because some Burmese identify themselves by ethnic origin rather than nationality.
Many of those residents plan to turn out when Suu Kyi speaks to a crowd expected to number more than 7,000 Tuesday at Memorial Coliseum. The visit is part of a 17-day trip to the U.S. during which she has met with President Barack Obama and received the Congressional Gold Medal.
Signs welcoming her have shown up throughout the city. Local students gathered recently to make flags depicting the fighting peacock that appears on the flag of Suu Kyi's National League for Democracy party.
"She is the hope for the people," said Ba Kyi, who now works for Anthem Blue Cross and Blue Shield and helps the Burmese opposition in exile. "She can bring democracy again in Burma."
For many of the city's Burmese residents, Suu Kyi's visit will be the first tangible connection in years, even decades, with the homeland some hope to return to one day.
Many, like Ba Kyi, left behind careers when they fled their homeland and learned new skills to get a job. U Tun Oo, who chairs the local welcoming committee for Suu Kyi's visit, was elected to parliament in the 1990 election won by Suu Kyi's party that was nullified by the military regime and served as finance minister for the elected government in exile.
"I'm finance minister in the jungle," he said with a laugh. "Jungle minister."
Now Tun Oo, who was a construction engineer in Asia, works in a Fort Wayne factory. When he's not working, he heads the local branch of Suu Kyi's party.
"We see people who were university professors and members of parliament who are very accomplished who are doing all kinds of work," said Tom Lewandowski, president of the AFL-CIO's are labor council. "They'll do what it takes to get by."
Refugees qualify for federal government assistance, but Meghan Menchhofer, a staffer at the Burmese Advocacy Center, said while many newcomers rely on food stamps, only a handful accept cash welfare. The center, which is funded by federal grants and private donations, helps refugees find jobs and homes and navigate issues from laws and customs to getting a driver's license.
"It was different. Vastly different. I knew very little English," said May Ayar Oo, 26, who came to the U.S. at age 16. She graduated in the top five in her high school class and now works as an engineer while attending graduate school.
Patrick Proctor, a member of the board of directors at the Burmese Advocacy Center, said some people in Fort Wayne harbor a negative stereotype of the Burmese who live there. About two years ago, some of that prejudice came to light when a worker at a coin-operated laundry posted a sign barring Burmese "for sanitary reasons," apparently a reference to some people's habit of spitting out the residue from chewing betel nuts.
But many of the city's Burmese seem to have found their way. Burmese-run businesses have popped up across the city, and both the valedictorian and salutatorian at a local high school this year were Burmese.
Former Buddhist monk Nai Sike, 48, and his wife operate a Burmese grocery, one of several in town.
Sike said he would like to stay in the United States because of his business, but he might go back to visit Myanmar. Like the other Indiana Burmese, he is excited about Suu Kyi's visit.
"It's good she's coming here, because of democracy," he said through a translator.
Those attending Tuesday's speech will be eager to hear Suu Kyi's views on sanctions toward Myanmar. Since her release in 2010, she has joined hands with members of the former ruling junta that detained her to push ahead with political reform. She is under pressure from Myanmar President Thien Sein's government to press the U.S. to remove the restrictions.
Ba Kyi wants to be a part of the change Suu Kyi is expected to bring. He said he wants to teach his people, who have no experience of freedom, what democracy is about.
"I would like to move back," he said. "Hopefully, they'll need educated people who have experience in a democratic country."
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Monday, September 24, 2012
How Do I Make An Offer By An Agent? | REALTOR.com? Blogs
Q: I have an expired license in MA. Im considering making an offer on a bank owned commercial property. Can I use the standard offer form & do it myself, I am planning on using an attorney for the P&S
? tmcd, Plymouth, MA
A: When you say a ?standard offer form? I trust that you mean a generic form that a stationary store might have as opposed to that which a MA Realtor would use. As an expired licensee you should not have access to the Realtors? forms. If this property is not listed than you could present your offer directly to the owner (the bank). If the property is listed than you would be presenting your offer to the listing agent .
Jackie Davis is a Realtor? with American Realty & Inv., ERA in Inverness, FL.
A: I?m not familiar with the laws governing real estate agents and disclosures in MA. but my thinking would be, as the buyer, you can represent yourself. I would advise you to seek the advice of the attorney you are planning on using to be on safe side.
Sunny Demko is a Realtor? with Keller Williams Realty in Westlake, OH.
A: You can use any forms you want to write an offer on a bank owned property. Just know that it will be starting point, as the banks have their own agreements they will require you to sign.
Paul Aspelin is a Realtor? with Beyond Homes Realty LLC in Victoria, MN.
Are you interested in having a qualified REALTOR answer your questions? Click through to Ask a REALTOR? now.
Are you a REALTOR who would like to answer consumer questions? Click through to become an Ask a REALTOR? participant.
Related posts:
- Is There A Difference Between A Bank-Owned Property And A Short Sale?
- Can I Buy A House That Already Has An Offer On It?
- Can a Real Estate Agent On A Bank-Owned Lot, Reject An Offer If The Bank Wants A Pre-Qual Letter From The Builder/Buyer?
- Can I Get My Money Back If I Change My Mind On A Home Offer?
- Can We Counter Offer With The Same Amount On A Short Sale?
Source: http://www.realtor.com/blogs/2012/09/24/how-do-i-make-an-offer-by-an-agent/
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Egypt-based group claims Israel border attack
CAIRO (AP) ? A group inspired by al-Qaida and based in Egypt's Sinai peninsula has claimed responsibility for a shootout along the Israeli-Egyptian border in which three militants and an Israeli soldier were killed.
Ansar Jerusalem, in a statement posted on militant forums late Saturday, linked the attack to an online video denigrating the Prophet Muhammad that has sparked protests across the Muslim world.
It said the militants were Egyptians and that the operation was a "disciplinary attack against those who insulted the beloved Prophet."
The group alleged Jewish involvement in the low-budget film, though it was produced in the United States by an American citizen who is originally from Egypt. It also praised Muslim demonstrations over the film that were directed at U.S. diplomatic facilities in many countries.
Ansar Jerusalem said three militants had crossed the border into Israel early Thursday and remained hiding until midday Friday, when they saw and attacked an Israeli patrol. It accused Israel in the Aug. 26 killing of Ibrahim Aweida, one of its leaders, in the Sinai village of Khreiza, 15 kilometers (10 miles) from the Israeli border, and warned of more attacks against Israel.
Aweida led an attack last year that killed eight Israelis near Eilat, according to the group.
The Israel-Egypt border has become particularly volatile since the fall of longtime Egyptian ruler Hosni Mubarak in a popular uprising last year. Several militant groups mushroomed in Sinai, staging multiple attacks on a pipeline delivering gas from Egypt to Israel, frequently lobbing rockets into the Jewish state and sneaking across the border and killing Israelis.
Source: http://news.yahoo.com/egypt-based-group-claims-israel-border-attack-082435489.html
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